...where your job is your credit!

Customer Reviews

Top rated
Cars-N-Credit4.8
Based on 2130 reviews
Patience Walker
19 hours ago
I had a GREAT experience, there was good customer service and they did all they could to make sure that I drove away Happy! They always have your back too, when there's a situation with the vehicle.
Lisa DeLuney
1 day ago
Joycene Hayat
1 day ago
The staff are super friendly and I love Ranel! I have found them easy to work with and I feel they are friendly! Another nice thing is that if you buy a car and you need repairs they will work with you to get your car fixed. I'm looking forward to doing business with them for years to come!
Bailee Johnson
4 days ago
Very helpful and patient with me!
Maria Rivera
1 week ago
Very nice, kind and helpful
It was great they were all very nice and very welcoming they had the great team work I have ever seen
E F
1 week ago
Small communication issue but not a big deal. Also not comfortable giving 5 friends address and phone. Why? Privacy cornerns... but they are very friendly and answer all questions. They go through all the details and scenarios. Overall happy with my vehicle ☺️
Gerardo Mora
2 weeks ago
keysha stahl
2 weeks ago
Very well customer service. Friendly, welcoming, and explained everything throughly
Ray Castro
2 weeks ago
Autumn Anderson
2 weeks ago
Friendly easy process
Uriel Hernandez
2 weeks ago
Rihanna Khamda
2 weeks ago
Everybody was very helpful and very patient while I figured things out
Brenda Bailey
2 weeks ago
Love them so much Chris is so awesome! Just got my second car from them today!
Jordyn Taylor
3 weeks ago
Steven was great to work with and gave me what I was asking for my trade in value
Michael Sandiago
3 weeks ago
Friendly and kindness staff and fast processing
Ryana Henry
3 weeks ago
Cars and credit is amazing to work with. Friendly staffs. Splendid customer services!
Dale Monson
3 weeks ago
It's great experience everyone was very nice and helpful thanks for everything
They were very friendly and great service they helped me get a car thank you come check them out they can help you as well 😀
Treva Stansbury
4 weeks ago
Everyone was nice and very helpful
Joleen Kenitz
4 weeks ago
My entire family would b at a great loss n highly immobile with out Cars n Credit. We would not even b able to visit eachother w/o a car. Plus, I can b independent n continue caring for my family. Not having a car makes life real hard n lonely! Thank u Cars n Credit!!
Kierra Williams
1 month ago
Very kind people communicating was very understandable
BUMBLES
1 month ago
The crew at owatonna was very helpful and friendly. This is my second purchase from them. I ❤️ MY JEEP!!!!

1. I am currently paying off my second car that I purchased from Cars-n-Credit. I am always treated so kindly and look forward to going there to make my payments. They are always professional and want to help you in any way they can.

2. The customer service that is offered to all their customers is always extremely helpful. I know one of the biggest problems for car owners (especially new drivers) is how to pay for repairs. Cars-n-Credit offers side notes on all your repairs, and generally as long as it’s within reason you are able to set-up your own payment amount. It keeps you on the road and out of the bank.

3. I recommend Cars-n-Credit to anybody that doesn’t have great credit, or if they are a new driver and are looking for that first new car. They WANT to help you. They understand that times can be tough and repairs come at the most inconvenient of times, they understand, and have the tools to help you, as long as you ask and keep in contact.

4. Buying a car can be stressful, but in there pressure free environment they make the buying process easy by offering a free warranty with all there cars. All the vehicles they sell are used, so some things may pop up you may not have been aware of. They allow you to drive it for awhile and make sure you feel you made the right choice. They want to make sure your in a car you love and if you change your mind, that’s okay too.

5. I intend on purchasing my next car through Cars-n-Credit. There customer service is second to none, and they always have great selections to choose from. There is not many dealerships that will know you on a first name basis, and is such a friendly environment.

6. There are a ton of used car dealerships in the area but I really do think Cars-n-Credit is a top leader. There no pressure environment, and always available assistance is two of the things that I don’t think you would get at another used car establishment. In addition they have an amazing selection of cars of all makes and models, even the newest models such as smart cars, and hybrids. It is not only important to them to help you get into a car, but they will sit down and get you in a car that you can be proud of and is most acceptable for your individual lifestyle.

Maggie B

The folks at Cars-N-Credit of Mankato aren’t just my car dealers, they are my friends. From the very first time I walked in the door I have been treated like a real person, not just a possible customer. The first vehicle I purchased from them was a minivan. Then I decided I needed a 4 wheel drive… When the blazer came in they had problems getting it started… I picked it up on Tuesday and on Friday morning it wouldn’t start. They fixed my blazer and returned it to me at their expense. That’s what I call service! I now own my third vehicle from Cars-N-Credit and have referred 2 friends who have also purchased vehicles. My next vehicle will also come from them. Thanks Cars-N-Credit!

Colleen M

Cars-N-Credit has worked with me and my wife over the past 5 years in purchases of quality used cars. They have also worked with us on setting a reasonable down payment and manageable payments. I would recommend them to anyone looking for a used car now and in the future.

Jason S

Cars-N-Credit is a great place. They have been very helpful and friendly to me for many years. All the people there are excellent and fun to be around. They are “hands on” with all their customers. I would recommend Cars-N-Credit to anyone.

Richard O