Dependable Transportation for Dependable People
For more than 30 years, Cars-N-Credit has been dedicated to helping hardworking people get
dependable transportation, without the stress, confusion, or barriers of traditional car buying.
We do not sell Dream Cars; we sell dependable cars to get to and from work.
Founded in 1993, our dealership was built on a simple belief: everyone deserves a fair chance
to own a dependable vehicle.
Our Vision
We started Cars-N-Credit with the vision that we would change the way the world viewed Buy
Here/Pay Here. We did this by charging a fair sales price, a fair interest rate and by treating every
customer with honesty, respect, and transparency. Whether you have credit challenges, no credit
history, or simply want an easier buying process, we’re here to help.
We take pride in being a dealership people can trust, where customers are valued as
individuals, not credit scores.
Why People Choose Us
✔ In-House Financing Made Simple
We finance our vehicles directly, meaning no banks, no long approval processes, and no credit
checks. Our approvals are based on the honesty and accuracy of the information you give us and
the ability to pay. Just straightforward pre-qualifications and terms designed to fit real-life
budgets.
✔ Easy Payday Payments
Our payment plans are designed around your pay schedule, making it easier to stay on track and
succeed.
✔ Respect & Customer Service First
Every customer is important to us. From the moment you arrive, our team is committed to
providing friendly, respectful, and helpful service.
✔ A Team That Cares
We’re here to support people who work hard but struggle to secure traditional financing. Helping
you move forward is what motivates us every day.
Our Promise to You
When you choose Cars-N-Credit, you’re not just buying a car, you’re partnering with a
dealership that believes in giving people a fair chance. We’re committed to making your
experience simple, positive, and stress-free. Remember, we care about your future, not your past.